Introduction	Strather is a philanthropist and member of several boards and organizations including the board of Directors of Optimist International; an association of more than 3,000 Optimist Clubs worldwide committed to a positive philosophy of life and ‘Bringing out the best in Kids’. Strather is a lecturer at Harvard Divinity School in Cambridge ,Massachusetts where he teaches Faith and Finance he also lecturer at the University of Michigan's Stephen Ross School of Business. Strather has also taught more than 2,000 students at Marygrove College and Wayne County Community College in Detroit. Strather is currently focusing his attention on helping students, homeowners and investors to 'survive and thrive' during the current real estate and financial crisis through his articles, books, CD’s DVD’s, seminars commercial tours and lecturers. Herb Strather is the proprietor of the Strather Academy which teaches the fundamentals of locating, underwriting, structuring, acquiring, developing, managing, trading, and selling real estate, especially in urban areas. His firm Strather & Associates is located at 300 River Place Suite 6600, Detroit, Michigan 48207 313.446.6900. (www.stratheracademy.com).

Introduction

Strather is a philanthropist and member of several boards and organizations including the board of Directors of Optimist International; an association of more than 3,000 Optimist Clubs worldwide committed to a positive philosophy of life and ‘Bringing out the best in Kids’. Strather is a lecturer at Harvard Divinity School in Cambridge ,Massachusetts where he teaches Faith and Finance he also lecturer at the University of Michigan's Stephen Ross School of Business. Strather has also taught more than 2,000 students at Marygrove College and Wayne County Community College in Detroit. Strather is currently focusing his attention on helping students, homeowners and investors to 'survive and thrive' during the current real estate and financial crisis through his articles, books, CD’s DVD’s, seminars commercial tours and lecturers. Herb Strather is the proprietor of the Strather Academy which teaches the fundamentals of locating, underwriting, structuring, acquiring, developing, managing, trading, and selling real estate, especially in urban areas. His firm Strather & Associates is located at 300 River Place Suite 6600, Detroit, Michigan 48207 313.446.6900. (www.stratheracademy.com).