Foreclosuregate continues to reveal the depths to which the banks will stoop to in order to foreclose on homes they have no legal right to do so, including literally breaking into people's homes, stealing their possessions, and changing the locks.

When Mimi Ash arrived at her mountain chalet here for a weekend ski trip, she discovered that someone had broken into the home and changed the locks.

When she finally got into the house, it was empty. All of her possessions were gone: furniture, her son’s ski medals, winter clothes and family photos. Also missing was a wooden box, its top inscribed with the words “Together Forever,” that contained the ashes of her late husband, Robert.

The culprit, Ms. Ash soon learned, was not a burglar but her bank. According to a federal lawsuit filed in October by Ms. Ash, Bank of America had wrongfully foreclosed on her house and thrown out her belongings, without alerting Ms. Ash beforehand.

In an era when millions of homes have received foreclosure notices nationwide, lawsuits detailing bank break-ins like the one at Ms. Ash’s house keep surfacing. And in the wake of the scandal involving shoddy, sometimes illegal paperwork that has buffeted the nation’s biggest banks in recent months, critics say these situations reinforce their claims that the foreclosure process is fundamentally flawed.

“Every day, smaller wrongs happen to people trying to save their homes: being charged the wrong amount of money, being wrongly denied a loan modification, being asked to hand over documents four or five times,” said Ira Rheingold, executive director of the National Association of Consumer Advocates.

Identifying the number of homeowners who were locked out illegally is difficult. But banks and their representatives insist that situations like Ms. Ash’s represent just a tiny percentage of foreclosures. 
Well gosh, how can you tell it's a "tiny percentage" when the bank's paperwork is potentially fraudulent?   How many people have lost their homes and possessions because the bank flat out robbed them?   The entire foreclosure system is broken.  MERS is a massive scam, banks have been faking paperwork for years now and both contributing mortgages to securitization scams and keeping the same mortgage to potentially foreclose. 

The magnitude of this fraud is stunning.  Banks are taking people's homes because some MERS computer says they're past due.  They're not even informing homeowners, and then bam, sorry, your home and your belongings are gone.

If a "clerical error" can cause this, then the system is broken beyond repair.  No wonder Julian Assange is making bankers nervous.  These guys are crooked as hell.  Oh, and some 56% of banksters think the $90 billion banks set aside for bonuses is too small.

Just incredible.